FAQ'S

Most real estate agents do not like to deal with bank owned homes.  They see these homes as excess work and most don’t understand the process.  As a real estate professional, Bryan Stough has sold numerous bank and HUD owned properties. He even purchased his home as a HUD property.   He knows that as a home buyer you want to maximize your value.  At Stough Realty LLC, We can help you do that. 

Is Stough Realty LLC the exclusive listing agent for the homes listed on YorkRepos.com?

No.  Stough Realty LLC is a real estate company that is a member of the Realtors association of York and Adams County.  All of the properties found on YorkRepos.com are listed by other companies and are listed in the MLS. As a member of the local realtor association, Stough Realty can show and sell any house listed in the multiple listing service.   This web site is maintained and operated by Stough Realty LLC.

Can I do any inspections before I buy a bank repo?

All inspections must be done before a buyer makes an offer.  Most of the homes listed on YorkRepos.com are offered for sale “as is”.  Usually the sellers are a bank and have no knowledge of condition.  Potential buyers should expect to make improvements and repairs after purchase.

Will there be any tax or sewer liens?

When buying a bank owned home, the title will be free and clear of all tax and sewer liens.

Can I get a mortgage for these homes?

Yes. When applying for a mortgage for a distressed property, buyer should disclose to the lender the condition of the home.  Stough Realty LLC does not recommend these homes to people who don’t have the funds needed to do repairs.

Can I make my offer to purchase contingent on selling my current home?

No. These sellers will not accept any contract contingent upon a sale of another home.